Protect your commercial property investment

 Commercial Property Insurance protects property owners from financial loss caused by damage or loss to their buildings, contents, and assets used for business purposes. It applies whether the property is owner-occupied or leased out.

If you own a commercial building, insurance is essential to safeguard your investment from risks such as fire, theft, storms, and public liability claims. It helps ensure your financial stability if an unexpected event occurs.

 The amount of cover depends on your property’s value, the type of business activities conducted on-site, the level of risk exposure, and your rental income (if applicable). We can guide you through a tailored quote based on your specific needs.

We offer protection for building and contents damage, public and products liability, business interruption (loss of rent), theft, glass breakage, and machinery breakdown. Each policy can be customised to your circumstances.

A standard policy often covers building damage, contents and stock loss, liability claims, loss of rental income, theft, broken glass, and breakdown of machinery like lifts and air conditioning systems.

Premiums are influenced by factors such as the type and location of the property, building construction materials, the value of assets, occupancy type (e.g. warehouse, retail, healthcare), past claims history, and selected cover limits.